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Citi Branded Cards Analytic Associate

Company name
Citigroup Inc

Wilmington, DE

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Citi Branded Cards Analytic Associate','18010790','!*!Lead What’s Next…

Citi Branded Cards Data & Analytics Track

Making decisions based on data that enables growth and progress and anticipating what our customers need to make them feel optimistic about what’s next is at the forefront of our philosophy at Citi. We collect and analyze data on a daily basis and are seeking data scientists with a passion for consumer insights to help us grow on our mission to develop the most innovative solutions to achieve that goal. The Citi Branded Cards Data & Analytics Track develops applicants into leadership positions by giving them the tools to act as translators between real business problems and data. We are seeking candidates with a blend of business thinking, analytical thinking, and technology thinking - sound decisions, based on data, executed at scale. We Value problem-solving skills over specific tools and are looking for service-oriented mindsets. Citi will provide the rest.

Citi Branded Cards provides payment and credit solutions to consumers and small businesses, with more than 56 million accounts globally. We are the #1 credit card issuer and are the only truly global issuer with an unmatched footprint in 19 markets. In 2017, the business generated annual purchase sales of $419 billion and had an average loan portfolio of $111 billion.

The Risk Management and Decision Management groups help support and drive these business results. These business functions are responsible for leading a best in class organization that drives sustainable progress, supported by the power of analytics, effective governance, customer focus, and strong partnerships across the Global Cards organization.  

Why Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.

Career Track Opportunities

Citi Branded Cards- Risk Management – Branded Cards Risk Management organization is responsible for optimization of credit decisions within the Cards portfolio.


Credit risk strategies, ongoing monitoring / process management and cutting edge analytics and optimization or policy

Introduction of new products, changing customer behaviors, and access new data and technology that enable better, faster and more consistent decisions

Monitoring/process management & innovative data and technology

Citi Branded Cards- Decision Management - Branded Cards Decision Management is responsible for the targeting, optimization and financial/portfolio analytics that drives attractive revenue growth and healthy returns for the US Branded Cards business through very deep data and analytical insights. 


Championing new analytical capability development (next generation capabilities to advance our machine learning modeling)

Customer behavior forecasting with deep insight into variances and industry benchmark/competitive market analysis

Test & Learn to generate data driven insights/ Build predictive machine learning models

Developing targeting & marketing optimization scenarios to inform business decisions

Consumer Services- Global Decision Management – Global Decision Management focuses centralized aspects around data & analytics in the organization and is responsible for defining strategies around platforms & capabilities, advanced analytics solution design and leads global initiatives on Big Data/Digital and Machine Learning


Next Gen/Advanced Capabilities and Digital Solutions

Design & Development of MIS and Modeling Capabilities

Data Repositories Management and Database Marketing (Campaign Execution)

We want to hear from you if you have:

Master’s Degree in Statistics, Economics, Engineering, Finance, Mathematics, or related quantitative field (PhD’s strongly considered)

Proficiency in analytical or data mining tools (e.g. SAS, SQL, R, Python) and Machine Learning strongly preferred

Credit Card or Financial Services experience preferred but not required.

Strong critical thinking, problem solving, contingency planning and with an ability to think proactively.

Communicates to all stakeholders on a timely basis both verbally and in writing, often including Senior or Executive Level Management

Who we think will be a great fit…

As we look to building a pipeline of future leaders for the Consumer Bank; we look for individuals who possess the following qualities:

Capability and experience with establishing strategic vision and driving change to achieve business targets

Takes personal responsibility to lead by example. Understands and appreciates diverse backgrounds. Demonstrates strong ethics

Identify opportunities to improve business performance, effectiveness and efficiency through process improvements and talent management

Strong interpersonal, influencing and written / verbal communication skills plus ability to synthesis information and prioritize actions

Demonstrated ability to independently translate business questions into analytical framework to generate meaningful insights 

Development Value

From a knowledge and experience perspective, these career tracks opportunities provide:

A deeper understanding of the broad scope within the Citi Brand Cards business

Full knowledge of consumer behaviors, product configuration, and market/economic environment

From exposure perspective, this position will present:

Analytical results and recommendations to senior management and cross-functional teams

Opportunity to become familiar with a broad range of teams within and outside the organization

Citi Values

Develops our People: Builds talent and teams for Citi by creating a culture of meritocracy and transparency, and celebrating excellence, initiative and courage

Drives Value for Clients: Enables economic value and positive social impact for clients, companies, governments, and communities

Works as a Partner: Works collaboratively across the firm and encourages others to achieve the best results for Citi and our clients

Champions Progress: Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo in support of Citi’s vision and global strategy

Lives our Values: Ensures systematically responsible outcomes while driving performance and balancing short and long term risks

Delivers Results: Sets high standards and achieves performance objectives by creating a clear path toward ethical and sustainable result','Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity','Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity','Citi won’t discriminate against anyone for discussing pay, but those with access to pay data in their work can’t disclose it unless responding to complaints/investigations or legal requirements.','Citi won’t discriminate against anyone for discussing pay, but those with access to pay data in their work can’t disclose it unless responding to complaints/investigations or legal requirements.','NAM-USA-DE-Wilmington','','Management Development Programs','Full-time','Master's Degree','Day Job','Regular','Yes, 10 % of the Time','','','Citi Branded Cards Analytic Associate'

Company info

Citigroup Inc
Website :

Company Profile
Citi works tirelessly to provide consumers, corporations, governments and institutions with a broad range of financial products and services. We strive to create the best outcomes for our clients and customers with financial solutions that are simple, creative and responsible.

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